* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --bg: #f5f7fb;
  --surface: #ffffff;
  --surface-soft: #edf4ff;
  --text: #111827;
  --muted: #5f6b7a;
  --primary: #0b66f2;
  --primary-dark: #084ec0;
  --green: #12805c;
  --amber: #b46b00;
  --danger: #b42318;
  --border: #dce3ee;
  --shadow: 0 14px 34px rgba(17, 24, 39, 0.08);
  --radius: 8px;
  --max-width: 1120px;
}

html {
  scroll-behavior: smooth;
}

body {
  background:
    linear-gradient(180deg, #eef5ff 0, #ffffff 520px),
    var(--bg);
  color: var(--text);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  line-height: 1.7;
  overflow-x: hidden;
}

body.nav-open {
  overflow: hidden;
}

a {
  color: inherit;
}

:where(a, button, input):focus-visible {
  outline: 3px solid rgba(11, 102, 242, 0.34);
  outline-offset: 3px;
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}

.site-header {
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 50;
}

.navbar {
  align-items: center;
  display: flex;
  justify-content: space-between;
  margin: 0 auto;
  max-width: var(--max-width);
  padding: 14px 18px;
  position: relative;
}

.logo {
  align-items: center;
  display: inline-flex;
  font-size: 1.05rem;
  font-weight: 850;
  gap: 10px;
  letter-spacing: 0;
  text-decoration: none;
}

.logo-mark {
  background: url("../../../favicon/kb-logo-mark.png") center / contain no-repeat;
  display: inline-block;
  flex: 0 0 34px;
  height: 34px;
  width: 34px;
  filter: drop-shadow(0 4px 8px rgba(11, 102, 242, 0.12));
}

.main-nav {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  display: none;
  flex-direction: column;
  gap: 8px;
  left: 18px;
  padding: 14px;
  position: absolute;
  right: 18px;
  top: calc(100% + 8px);
}

.main-nav.active {
  display: flex;
}

.main-nav a {
  border-radius: var(--radius);
  color: var(--text);
  font-weight: 750;
  padding: 11px 12px;
  text-decoration: none;
}

.main-nav a:hover,
.main-nav a:focus-visible {
  background: var(--surface-soft);
  color: var(--primary-dark);
  outline: none;
}

.nav-cta {
  background: var(--text);
  color: #ffffff !important;
  text-align: center;
}

.menu-toggle {
  align-items: center;
  background: var(--text);
  border: 0;
  border-radius: var(--radius);
  cursor: pointer;
  display: inline-flex;
  flex-direction: column;
  gap: 5px;
  height: 44px;
  justify-content: center;
  width: 44px;
}

.menu-toggle span {
  background: #ffffff;
  border-radius: 999px;
  height: 2px;
  transition: opacity 0.2s ease, transform 0.2s ease;
  width: 22px;
}

.menu-toggle.active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.menu-toggle.active span:nth-child(2) {
  opacity: 0;
}

.menu-toggle.active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

section,
.hero {
  padding: 62px 18px;
}

.container,
.hero-inner,
.strip-grid,
.footer-inner {
  margin: 0 auto;
  max-width: var(--max-width);
}

.hero-inner,
.checklist-layout,
.risk-layout,
.warning-layout {
  display: grid;
  gap: 28px;
}

.hero-copy,
.content-copy,
.section-title {
  max-width: 760px;
}

.eyebrow {
  background: rgba(11, 102, 242, 0.1);
  border: 1px solid rgba(11, 102, 242, 0.16);
  border-radius: 999px;
  color: var(--primary-dark);
  display: inline-flex;
  font-size: 0.86rem;
  font-weight: 850;
  letter-spacing: 0;
  margin-bottom: 16px;
  padding: 7px 11px;
}

h1,
h2,
h3 {
  letter-spacing: 0;
  line-height: 1.16;
}

h1 {
  font-size: 2.35rem;
  font-weight: 900;
  margin-bottom: 18px;
}

h2 {
  font-size: 1.85rem;
  font-weight: 900;
  margin-bottom: 16px;
}

h3 {
  font-size: 1.1rem;
  font-weight: 850;
  margin-bottom: 8px;
}

.lead {
  color: #26364a;
  font-size: 1.08rem;
  font-weight: 650;
}

.hero-copy p,
.content-copy p,
.section-title p,
.principle-card p,
.foundation-item p,
.timeline-item p,
.calculator-card small,
.faq-answer p,
.cta p,
.footer p {
  color: var(--muted);
}

.hero-copy p + p,
.content-copy p + p {
  margin-top: 14px;
}

.disclaimer {
  background: #fff7e8;
  border: 1px solid rgba(180, 107, 0, 0.28);
  border-radius: var(--radius);
  color: #5a3900;
  margin-top: 20px;
  padding: 14px 16px;
}

.hero-actions,
.cta-actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 24px;
}

.btn {
  align-items: center;
  border-radius: 999px;
  display: inline-flex;
  font-weight: 850;
  justify-content: center;
  min-height: 48px;
  padding: 12px 18px;
  text-align: center;
  text-decoration: none;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.btn:hover,
.btn:focus-visible {
  transform: translateY(-2px);
}

.btn-primary {
  background: var(--primary);
  box-shadow: 0 12px 24px rgba(11, 102, 242, 0.22);
  color: #ffffff;
}

.btn-secondary {
  background: var(--surface);
  border: 1px solid var(--border);
  color: var(--text);
}

.foundation-map,
.principle-card,
.foundation-item,
.checklist-card,
.timeline-item,
.calculator-card,
.faq-item,
.cta,
.warning-list,
.readiness-result {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.foundation-map {
  overflow: hidden;
}

.map-header {
  background:
    linear-gradient(135deg, rgba(11, 102, 242, 0.12), rgba(18, 128, 92, 0.13)),
    #f8fbff;
  border-bottom: 1px solid var(--border);
  padding: 20px;
}

.map-header span {
  color: var(--muted);
  display: block;
  font-size: 0.9rem;
  font-weight: 750;
}

.map-header strong {
  display: block;
  font-size: 1.45rem;
  line-height: 1.2;
  margin-top: 6px;
}

.map-steps,
.foundation-list {
  list-style: none;
}

.map-steps {
  display: grid;
}

.map-steps li {
  align-items: flex-start;
  display: grid;
  gap: 14px;
  grid-template-columns: 44px 1fr;
  padding: 18px 20px;
}

.map-steps li + li {
  border-top: 1px solid var(--border);
}

.map-steps span,
.foundation-item > span {
  align-items: center;
  background: var(--surface-soft);
  border-radius: var(--radius);
  color: var(--primary-dark);
  display: inline-flex;
  font-weight: 900;
  height: 40px;
  justify-content: center;
  width: 40px;
}

.map-steps small {
  color: var(--muted);
  display: block;
  margin-top: 4px;
}

.intro-strip {
  padding-top: 0;
}

.strip-grid {
  background: var(--text);
  border-radius: var(--radius);
  color: #ffffff;
  display: grid;
  gap: 1px;
  overflow: hidden;
}

.strip-grid div {
  background: rgba(255, 255, 255, 0.06);
  padding: 18px;
}

.strip-grid strong {
  display: block;
  font-size: 1.02rem;
}

.strip-grid span {
  color: rgba(255, 255, 255, 0.74);
  display: block;
  font-size: 0.94rem;
  margin-top: 4px;
}

.section-title {
  margin: 0 auto 32px;
  text-align: left;
}

.principle-grid,
.calculator-grid {
  display: grid;
  gap: 16px;
}

.principle-card,
.calculator-card,
.timeline-item {
  padding: 22px;
}

.card-label,
.calculator-card span,
.timeline-item span {
  color: var(--primary-dark);
  display: inline-block;
  font-size: 0.84rem;
  font-weight: 900;
  margin-bottom: 12px;
}

.foundation-section,
.risk-section,
.source-section {
  background: rgba(255, 255, 255, 0.7);
}

.foundation-list {
  display: grid;
  gap: 14px;
}

.foundation-item {
  align-items: flex-start;
  display: grid;
  gap: 14px;
  grid-template-columns: 44px 1fr;
  padding: 20px;
}

.checklist-card {
  display: grid;
  gap: 12px;
  padding: 18px;
}

.checklist-card label {
  align-items: flex-start;
  display: grid;
  gap: 12px;
  grid-template-columns: 22px 1fr;
  line-height: 1.45;
}

.checklist-card input {
  accent-color: var(--primary);
  height: 18px;
  margin-top: 3px;
  width: 18px;
}

.readiness-result {
  display: grid;
  gap: 6px;
  margin-top: 20px;
  padding: 18px;
}

.readiness-result span {
  color: var(--primary-dark);
  font-size: 1.65rem;
  font-weight: 900;
}

.readiness-result strong {
  font-size: 1.05rem;
}

.progress-wrap {
  background: #e7edf7;
  border-radius: 999px;
  height: 10px;
  margin-top: 8px;
  overflow: hidden;
}

.progress-wrap span {
  background: linear-gradient(90deg, var(--primary), var(--green));
  display: block;
  height: 100%;
  transition: width 0.25s ease;
  width: 0;
}

.timeline {
  display: grid;
  gap: 16px;
}

.risk-triangle {
  background:
    linear-gradient(135deg, rgba(11, 102, 242, 0.12), rgba(18, 128, 92, 0.1)),
    var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  display: grid;
  gap: 14px;
  padding: 18px;
}

.triangle-point {
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px;
}

.triangle-point strong {
  display: block;
  font-size: 1.05rem;
  margin-bottom: 4px;
}

.triangle-point span {
  color: var(--muted);
}

.point-return strong {
  color: var(--primary-dark);
}

.point-safety strong {
  color: var(--green);
}

.point-liquidity strong {
  color: var(--amber);
}

.calculator-card {
  display: grid;
  gap: 6px;
  text-decoration: none;
  transition: border-color 0.2s ease, transform 0.2s ease;
}

.calculator-card:hover,
.calculator-card:focus-visible {
  border-color: rgba(11, 102, 242, 0.45);
  outline: none;
  transform: translateY(-3px);
}

.warning-list {
  display: grid;
  overflow: hidden;
}

.warning-list div {
  border-left: 4px solid var(--danger);
  padding: 16px 18px;
}

.warning-list div + div {
  border-top: 1px solid var(--border);
}

.faq {
  display: grid;
  gap: 12px;
}

.faq-item {
  overflow: hidden;
}

.faq-question {
  align-items: center;
  background: transparent;
  border: 0;
  color: var(--text);
  cursor: pointer;
  display: flex;
  font: inherit;
  font-size: 1rem;
  font-weight: 850;
  gap: 16px;
  justify-content: space-between;
  padding: 18px;
  text-align: left;
  width: 100%;
}

.faq-question span {
  align-items: center;
  background: var(--surface-soft);
  border-radius: 50%;
  color: var(--primary-dark);
  display: inline-flex;
  flex: 0 0 30px;
  font-size: 1.2rem;
  font-weight: 900;
  height: 30px;
  justify-content: center;
  width: 30px;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
}

.faq-answer p {
  padding: 0 18px 18px;
}

.source-links {
  display: grid;
  gap: 12px;
}

.source-links a {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  color: var(--primary-dark);
  font-weight: 800;
  padding: 16px;
  text-decoration: none;
}

.source-links a:hover,
.source-links a:focus-visible {
  border-color: rgba(11, 102, 242, 0.45);
  outline: none;
}

.cta-section {
  padding-top: 34px;
}

.cta {
  background:
    linear-gradient(135deg, rgba(11, 102, 242, 0.15), rgba(18, 128, 92, 0.16)),
    var(--text);
  color: #ffffff;
  padding: 26px;
}

.cta .eyebrow {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.18);
  color: #d8e8ff;
}

.cta p {
  color: rgba(255, 255, 255, 0.76);
}

.cta .btn-secondary {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.26);
  color: #ffffff;
}

.footer {
  background: #ffffff;
  border-top: 1px solid var(--border);
  padding: 38px 18px;
}

.footer-inner {
  display: grid;
  gap: 22px;
}

.footer strong {
  display: block;
  margin-bottom: 8px;
}

.footer a {
  color: var(--muted);
  display: block;
  margin-bottom: 8px;
  text-decoration: none;
}

.footer a:hover {
  color: var(--primary-dark);
}

.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.45s ease, transform 0.45s ease;
}

.reveal.active {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
  }
}

@media (min-width: 640px) {
  .hero-actions,
  .cta-actions {
    flex-direction: row;
  }

  .strip-grid,
  .principle-grid,
  .calculator-grid,
  .source-links,
  .footer-inner {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (min-width: 900px) {
  .menu-toggle {
    display: none;
  }

  .main-nav {
    align-items: center;
    background: transparent;
    border: 0;
    box-shadow: none;
    display: flex;
    flex-direction: row;
    gap: 6px;
    padding: 0;
    position: static;
  }

  .main-nav a {
    padding: 9px 10px;
  }

  .nav-cta {
    padding: 10px 14px !important;
  }

  section,
  .hero {
    padding: 88px 24px;
  }

  .hero {
    padding-top: 96px;
  }

  .hero-inner,
  .checklist-layout,
  .risk-layout,
  .warning-layout {
    align-items: center;
    grid-template-columns: minmax(0, 1.08fr) minmax(360px, 0.92fr);
    gap: 46px;
  }

  h1 {
    font-size: 4rem;
  }

  h2 {
    font-size: 2.55rem;
  }

  .lead {
    font-size: 1.18rem;
  }

  .section-title {
    margin-bottom: 44px;
    text-align: center;
  }

  .principle-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .calculator-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .timeline {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .risk-triangle {
    min-height: 420px;
    position: relative;
  }

  .triangle-point {
    position: absolute;
    width: 48%;
  }

  .point-return {
    left: 50%;
    top: 24px;
    transform: translateX(-50%);
  }

  .point-safety {
    bottom: 24px;
    left: 24px;
  }

  .point-liquidity {
    bottom: 24px;
    right: 24px;
  }

  .source-links {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }
}

@media (min-width: 1120px) {
  h1 {
    font-size: 4.45rem;
  }
}

@media (max-width: 380px) {
  h1 {
    font-size: 2rem;
  }

  .foundation-item,
  .map-steps li {
    grid-template-columns: 1fr;
  }
}
main > .breadcrumb {
  margin: 0 auto;
  max-width: 1180px;
  padding: 16px 24px 0;
}

main > .breadcrumb ol {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  list-style: none;
  margin: 0;
  padding: 0;
}

main > .breadcrumb li {
  color: #667085;
  font-size: 0.9rem;
}

main > .breadcrumb li:not(:last-child)::after {
  color: #98a2b3;
  content: "/";
  margin-left: 6px;
}

main > .breadcrumb a {
  color: #155eef;
  text-underline-offset: 3px;
}

/* ==========================
   SÖTÉT TÉMA – PÉNZÜGYI TUDATOSSÁG LANDING
========================== */
html[data-theme="dark"] body.financial-awareness {
  --bg: #0f172a;
  --surface: #172033;
  --surface-soft: #202f48;
  --text: #f1f5f9;
  --muted: #c4cfdd;
  --primary: #72a9ff;
  --primary-dark: #9bc2ff;
  --green: #5bd8ab;
  --amber: #f7c65d;
  --danger: #f5a3a3;
  --border: #394a63;
  --shadow: 0 14px 34px rgba(0, 0, 0, 0.3);
  background:
    linear-gradient(180deg, #14223a 0, #0f172a 540px),
    var(--bg);
  color: var(--text);
}

html[data-theme="dark"] body.financial-awareness .site-header {
  background: rgba(15, 23, 42, 0.95);
  border-color: var(--border);
}

html[data-theme="dark"] body.financial-awareness .main-nav {
  background: var(--surface);
  border-color: var(--border);
}

html[data-theme="dark"] body.financial-awareness .main-nav a {
  color: var(--text);
}

html[data-theme="dark"] body.financial-awareness .main-nav a:hover,
html[data-theme="dark"] body.financial-awareness .main-nav a:focus-visible {
  background: rgba(114, 169, 255, 0.14);
  color: var(--primary-dark);
}

html[data-theme="dark"] body.financial-awareness .nav-cta,
html[data-theme="dark"] body.financial-awareness .menu-toggle {
  background: #0b1220;
  border: 1px solid var(--border);
  color: #ffffff !important;
}

html[data-theme="dark"] body.financial-awareness .lead {
  color: #d8e1ec;
}

html[data-theme="dark"] body.financial-awareness .btn-primary {
  background: #2563eb;
  color: #ffffff;
}

html[data-theme="dark"] body.financial-awareness .btn-primary:hover,
html[data-theme="dark"] body.financial-awareness .btn-primary:focus-visible {
  background: #1d4ed8;
}


html[data-theme="dark"] body.financial-awareness .disclaimer {
  background: #392b14;
  border-color: #826128;
  color: #f6d89a;
}

html[data-theme="dark"] body.financial-awareness .map-header {
  background:
    linear-gradient(135deg, rgba(114, 169, 255, 0.16), rgba(91, 216, 171, 0.14)),
    #1b2940;
}

html[data-theme="dark"] body.financial-awareness .intro-strip .strip-grid {
  background: #0b1220;
  border: 1px solid var(--border);
}

html[data-theme="dark"] body.financial-awareness .strip-grid div {
  background: rgba(255, 255, 255, 0.055);
}

html[data-theme="dark"] body.financial-awareness .strip-grid strong {
  color: #ffffff;
}

html[data-theme="dark"] body.financial-awareness .strip-grid span {
  color: #c9d4e2;
}

html[data-theme="dark"] body.financial-awareness .foundation-section,
html[data-theme="dark"] body.financial-awareness .risk-section,
html[data-theme="dark"] body.financial-awareness .source-section {
  background: rgba(23, 32, 51, 0.58);
}

html[data-theme="dark"] body.financial-awareness .triangle-point {
  background: #111b2d;
  border-color: var(--border);
}

html[data-theme="dark"] body.financial-awareness .progress-wrap {
  background: #28354a;
}

html[data-theme="dark"] body.financial-awareness .cta {
  background:
    linear-gradient(135deg, rgba(114, 169, 255, 0.16), rgba(91, 216, 171, 0.14)),
    #0b1220;
  border-color: var(--border);
}

html[data-theme="dark"] body.financial-awareness .cta .btn-secondary {
  background: rgba(255, 255, 255, 0.09);
  border-color: rgba(255, 255, 255, 0.28);
  color: #ffffff;
}

html[data-theme="dark"] body.financial-awareness .footer {
  background: #111d30;
  border-color: var(--border);
}

html[data-theme="dark"] body.financial-awareness main > .breadcrumb li,
html[data-theme="dark"] body.financial-awareness main > .breadcrumb [aria-current="page"] {
  color: #b8c5d6;
}

html[data-theme="dark"] body.financial-awareness main > .breadcrumb a {
  color: #8fc6ff;
}

@media (min-width: 900px) {
  html[data-theme="dark"] body.financial-awareness .main-nav {
    background: transparent;
    border-color: transparent;
  }
}